Last updated: May 15, 2026
This Creator Agreement (the "Agreement") is between you (the "Creator") and Maltivas Corp ("Maltivas", "we", "us"). It supplements the Maltivas Terms of Service and the Maltivas Privacy Policy, and applies whenever you publish a paid listing — including crowdfunding campaigns, products, courses, ebooks, comics, films, services, bookings, conventions, festivals, awards, commissions, or invoices — through the platform.
By publishing a paid listing or accepting a payment through Maltivas, you confirm you have read, understood, and agreed to this Agreement.
Maltivas provides the technology that lets supporters and customers send payments to you. We do not buy or resell your work, do not act as a merchant of record for the goods or services you offer, and do not warehouse, ship, or otherwise fulfill anything you list. The payment relationship — including authorization, processing, settlement, refunds and chargebacks — is handled by your connected payment processor (Stripe, Paystack or Flutterwave).
Funds from supporters and customers are routed to your connected payment processor account at the time of payment, less the applicable Maltivas platform fee and the payment processor's own fees. Maltivas does not hold, escrow, or otherwise custody those funds at any point.
The time it takes for funds to become available in your bank account is determined by your payment processor and your bank, not by Maltivas. Stripe, Paystack and Flutterwave each publish their own settlement schedules; please refer to their documentation for specifics.
Each listing is denominated in a single settlement currency, chosen by you when you create the listing. Your settlement currency is constrained by your connected payment processor:
Customers may see prices displayed in their local currency at the point of payment. The actual charge is made in your settlement currency, and the customer's card issuer applies its own foreign exchange rate.
By publishing a paid listing on Maltivas, you confirm and agree that:
You will not use Maltivas to:
Maltivas charges a platform fee on each successful transaction. The current fee schedule is shown on the listing-creation page and may be updated from time to time with notice. Payment processor fees are deducted separately by Stripe, Paystack or Flutterwave and are outside Maltivas's control.
When a supporter or customer disputes a charge with their card issuer, the dispute is handled by the card networks and your payment processor under their respective rules. You may be required to provide evidence of fulfillment.
You acknowledge that excessive chargebacks may result in processor fees, additional reserves placed against your connected account, suspension by the payment processor, and/or suspension or termination of your Maltivas account.
Maltivas may suspend or terminate your access to paid listings at any time if we reasonably believe you have breached this Agreement, the Terms of Service, the rules of your payment processor, or applicable law, or where required to protect supporters, customers or the platform. Where reasonable, we will give notice and an opportunity to cure. Funds already settled to your payment processor remain subject to that processor's policies.
You agree to indemnify and hold harmless Maltivas Corp, its affiliates, directors, employees and agents from and against any claim, loss, liability, damage or expense (including reasonable legal fees) arising from: (a) your listings, products, services or other content; (b) your failure to fulfill any reward, product or service you offered; (c) tax obligations on funds you received; or (d) your breach of this Agreement, the Terms of Service, or applicable law.
We may modify this Agreement from time to time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. Continued publication of paid listings after the effective date constitutes acceptance of the revised Agreement.
Questions about this Agreement: support@maltivas.com.